HDFC Life Insurance helps Secure Your Future with a FIXED INCOME, POST RETIREMENT @ EXCITING INTEREST RATES
HDFC Life brings a great opportunity for you to protect the annuity rates for Life long through Its ” Deferred & Immediate annuity Retirement Plans HDFC Life is one of India’s respected long-term life insurance solutions provider offering a range of individual and group insurance solutions that meet various customer needs such as Protection, Pension, Savings & Investment and Health , Consistently Ranking as Top Player with the Award of “THE MOST TRUSTED BRAND IN INDIA”
As discussed , hereby attached the plan details for your kind reference
The key Features of our First in kind – Deferred Annuity Plan are given below
* Attractive future annuity rate is guaranteed at the time of inception of the policy itself
* All the Benefits in the scheme is guaranteed
* Plan Provides Excellent opportunity for Estate Planning
* Risk Benefit of the Scheme is Tax free
* Risk Benefit Higher of
• Purchase Price + Guaranteed Additions(GA) – Total Annuity Payouts till date of death
• 110 % of Purchase Price
This is a good product to hedge a portion of the overall corpus at a predetermined annuity rate which will be paid on a future date determined by the client
Similarly, if one wants to take an annuity product at a later date, one would be eligible for the prevalent annuity rate at that time.
Hdfc , hence have brought an excellent product filling the perceived gaps in retirement planning
Attached the quote & Sample Rates for different period
SAMPLE RATES : DEFERRED ANNUITY OPTION | |||||
Age/Deferment Period | 3 Yrs | 5 Yrs | 8 Yrs | 10 Yrs | |
45 Years | 7.78% | 8.87% | 10.71% | 12.09% | |
50 Years | 7.91% | 9.06% | 11.02% | 12.48% | |
55 Years | 8.03% | 9.25% | 11.35% | 12.90% | |
60 Years | 8.14% | 9.47% | 11.69% | 13.26% | |
65 Years | 8.25% | 9.68% | 11.96% | 13.41% | |
70 Years | 8.35% | 9.88% | 12.07% | 13.24% | |
75 Years | 8.44% | 10.01% | 11.93% | 12.74% | |
80 Years | 8.51% | 10.05% | 11.55% | 11.93% | |
85 Years | 8.52% | 9.95% | 10.88 | 10.89% |
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